Your Finances.
Your Rules.

Track bills, accounts, debts, and cashflow in one powerful dashboard. Self-host for total privacy or use PennyHelm Cloud for seamless access anywhere.

Start Free Trial 30 days free · No card required Self Host Free · Run on your machine

PennyHelm dashboard — monthly income, bills, remaining, financial health score

Bills page with recurring bills, due days, categories, and paid status

Calendar view with paydays and bill due dates across the month

Cashflow page with Sankey diagram showing money flow to expenses and savings

Everything you need to manage your money

Powerful tools, zero complexity

Dashboard

See your complete financial picture at a glance. Income, bills, net worth, and pay period breakdowns.

Bill Tracking

Track every bill with due dates, autopay status, payment sources, and multi-frequency support.

Cashflow Analysis

Waterfall charts, 6-month projections, and income vs. expense breakdowns by category.

Accounts

Checking, savings, credit cards, investments, and property all in one place with auto-linked debts.

Debt Payoff

Avalanche or snowball strategies with 12-month projections and payment scheduling.

Tax Management

Track deductions, upload documents, and organize by tax year with built-in category totals.

See it in action

A few of the pages you'll use most

Interactive Sankey diagram showing money flowing from income sources into spending categories — **Cashflow Sankey** — See exactly where every dollar of income ends up, with an interactive diagram that traces money from paychecks through savings, bills, and spending categories

Bills page showing recurring bills with due dates, categories, and paid status — **Bills** — Recurring bills with due dates, payment sources, and paid/unpaid tracking

Calendar view showing bill due dates and paydays throughout the month — **Calendar** — Visual month view of bill due dates and paydays so you always know what's coming

Choose Your Path

Both options give you the full PennyHelm experience

Self Host

Free forever

Run on your own machine
Complete data ownership
No accounts or tracking
Full feature access
Community support

Get Started

Recommended

PennyHelm Cloud

$6.49/month

$77.88 billed annually · Save 19%

30-day free trial · No card required

Access from any device
Automatic backups
No setup required
Full feature access
Priority support

Start Free Trial

Self-Host in 3 Steps

Up and running in under a minute

One-line Docker Compose install

Run PennyHelm in a single container — no Node.js or build tools required. Your database is stored in the pennyhelm-data volume, so it survives restarts and upgrades.

docker compose up -d --build

or install from source

Clone

git clone https://github.com/administrativetrick/pennyhelm.git

Install

cd pennyhelm && npm install

Launch

npm start

Open http://localhost:8081 and you're ready to go. All data stays on your machine.

Your Finances.Your Rules.